Welcome to Our FAQ Page
This page is designed to answer your most common questions about insurance in Wisconsin. For detailed information, consult the referenced links provided.
Consider your income, debts, living expenses, and future financial goals for your family. A common guideline is to have coverage equal to 10-12 times your annual income.
Term life insurance provides coverage for a specified period (e.g., 10, 20, 30 years), while whole life insurance offers lifelong coverage and includes a cash value component.
Yes, you can adjust your coverage as your needs change. This may involve converting a term policy to a whole life policy or increasing/decreasing your coverage amount.
FAQ
Life Insurance faq
You can obtain health insurance through your employer, purchase individual plans via the Health Insurance Marketplace, or qualify for Medicaid or BadgerCare Plus. For more information, visit Healthcare.gov and Wisconsin Medicaid.
Compare plans based on coverage, premiums, deductibles, and network of providers. Use resources like Healthcare.gov to explore options.
You may qualify for COBRA continuation coverage, enroll in a plan through the Health Insurance Marketplace, or apply for Medicaid/BadgerCare Plus. For guidance, visit Wisconsin Department of Health Services.
FAQ
Health Insurance
Common types include general liability, property, workers' compensation, and professional liability insurance. For more information, visit Small Business Administration.
Yes, Wisconsin law requires most employers to carry workers' compensation insurance. For details, visit Wisconsin Department of Workforce Development.
Assess your business risks, compare quotes from different insurers, and consult with an insurance advisor to determine the best coverage for your needs.
FAQ
Business Insurance
Yes, Wisconsin law requires all drivers to carry minimum liability insurance. For details on minimum coverage requirements, visit Wisconsin Department of Transportation.
Auto insurance can cover liability for bodily injury and property damage, collision damage to your vehicle, comprehensive damage (theft, vandalism), medical payments, and uninsured/underinsured motorist coverage.
Compare quotes from multiple insurers, consider higher deductibles, and ask about discounts for safe driving or bundling with other policies. For more tips, visit Consumer Reports.
